XLS-66
XRP Ledger Gains As Lending Protocol Awaits Validator Approval
The XRP Ledger ecosystem emerged as one of the market’s rare bright spots on July 17, gaining ground even as Bitcoin fell below $64,000 and the broader cryptocurrency market capitalization declined 1.6% to $2.27 trillion. The outperformance signals growing institutional confidence in the XRPL’s infrastructure buildout, particularly as a novel lending protocol inches closer to...
XRP Ledger Lending Protocol Enters Validator Voting Phase
The XRP Ledger has entered a critical governance phase for its most ambitious infrastructure upgrade in two years, with two linked protocol amendments now open for validator voting and developer testing simultaneously as of June 29, 2026. The dual proposals, known as XLS-65 and XLS-66, would introduce the first native lending protocol directly on the...
XRP Ledger Enters Critical Vote on 14-Billion Dollar Lending Protocol
The XRP Ledger is entering the most critical governance phase in its 14-year history, with validators preparing to decide the fate of XLS-66, a native lending protocol that would transform the network from a payments-only system into a full-fledged credit platform. The amendment, which entered active validator voting following the January 28, 2026 release of...