XRP Ledger Enters Critical Vote on 14-Billion Dollar Lending Protocol
The XRP Ledger is entering the most critical governance phase in its 14-year history, with validators preparing to decide the fate of XLS-66, a native lending protocol that would transform the network from a payments-only system into a full-fledged credit platform. The amendment, which entered active validator voting following the January 28, 2026 release of…